# Conduct Affecting Insurance ## **Information on Insurance** Please refer to Article 8 of the Declaration for information regarding the Association and Homeowner insurance requirements. If you have further questions, please contact your insurance agent. ## **Insurance Rates** Residents shall not, without the approval of the Association, do or keep anything in any Unit, Exclusive Use Easement Area, or the Association Property that will increase the rate of insurance, or could result in the cancellation or suspension of insurance or which would be in violation of any Applicable Laws. ## **Liability for Insurance and Insurance Rates** A Homeowner who is responsible for or whose Lessee is responsible for an increase in the rate of insurance on the Association Property shall be personally liable to the Association for the cost of the additional insurance premiums. --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://docs.axishoa.org/association-handbook/rules/conduct-affecting-insurance.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.