> For the complete documentation index, see [llms.txt](https://docs.axishoa.org/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.axishoa.org/association-handbook/rules/conduct-affecting-insurance.md).

# Conduct Affecting Insurance

## **Information on Insurance**

Please refer to Article 8 of the Declaration for information regarding the Association and Homeowner insurance requirements. If you have further questions, please contact your insurance agent.

## **Insurance Rates**

Residents shall not, without the approval of the Association, do or keep anything in any Unit, Exclusive Use Easement Area, or the Association Property that will increase the rate of insurance, or could result in the cancellation or suspension of insurance or which would be in violation of any Applicable Laws.

## **Liability for Insurance and Insurance Rates**

A Homeowner who is responsible for or whose Lessee is responsible for an increase in the rate of insurance on the Association Property shall be personally liable to the Association for the cost of the additional insurance premiums.